Welcome to Adjusters International
Founded in 1985, Adjusters International (AI) is a national leader in public insurance adjusting. We are proud to have more senior and certified public adjusters than any other organization of our kind. AI works exclusively for the policyholder to ensure maximum results from first-party property insurance and FEMA disaster recovery claims. Our singular focus is our clients' financial recovery in the aftermath of a devastating property loss.
Adjusters International has the experience, expertise, and resources to thoroughly investigate your loss; accurately prepare, document and submit your claim; and get a full, fair and timely settlement.
Our regional offices are located in:
Patrick W. Bickford, SPPA
President & CEO of AI-Colorado, Inc., a Founder and Director of AI, and a public adjuster with more than 35 years of experience in commercial & government property loss adjustment.
Jim Beneke, SPPA
A founding member of Adjusters International and third-generation public adjuster with 36 years of experience, primarily in commercial & multi-family property insurance claims.
Regional Director with 20 years of experience beginning in the construction industry and currently as a public adjuster.
Chief Operating Officer of AI-Colorado, Inc. with more than 12 years of experience as a public adjuster.
Regional Director & Executive General Adjuster with the AI team for nearly 30 years.
Hurricane Odile — Adjusters International Responds
With winds gusting over 100 mph, Hurricane Odile slammed into Mexico as a Category 3 storm leaving millions of dollars in destruction in its path. Based on our ...
With winds gusting over 100 mph, Hurricane Odile slammed into Mexico as a Category 3 storm leaving millions of dollars in destruction in its path. Based on our extensive experience with losses of such magnitude, a team of public adjusters from Adjusters International are responding to the scene of the areas of Baja California that were hit hardest by the hurricane.
As damages are assessed, many hotel and resort owners are now faced with a daunting recovery process. If your property has been damaged due to Hurricane Odile, make one of your first calls be to our public adjusters. Having a professional on your side can help to alleviate the burden of dealing with your property damage insurance claim, and will help you get a full and fair settlement.
For more information on how Adjusters International can be of assistance, please contact us at 972.267.2430.
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The Importance of the Extended Period of Indemnity Endorsement
Businesses that suffer damage due to a disaster can take an enormous hit to their customer clientele and their bottom line. Without the proper insurance coverage in place, ...
Businesses that suffer damage due to a disaster can take an enormous hit to their customer clientele and their bottom line. Without the proper insurance coverage in place, the disaster could potentially lead to the closing of the business altogether. Although insurance policies are designed to help a business get back on its feet, there are several hidden costs resulting from the event damage that are not covered unless the business has the Extended Period of Indemnity Endorsement in their insurance plan.
The Extended Period of Indemnity Endorsement extends ‘the covered loss period beyond the time required to restore the property.’ Restoring the physical property takes a certain amount of time, but recovering the business lost during the rebuilding process and in the months thereafter, takes resources. In many cases, additional time beyond what the typical business insurance coverage provides is needed to restore revenues to pre-loss levels.
Making matters worse — after a disaster hits and but before the property is restored and the business re-opens ‘the full costs of operation are being absorbed without corresponding income’ effecting the bottom line detrimentally. Although it seems as if the business has suffered enough, additional expenses are there to ‘kick them while their down,’ so to speak.
With the purchase of the Extended Period of Indemnity Endorsement, these additional expenses are covered — whether it is for publicizing the reopening of the business or related to locating and hiring new personnel. When you obtain this coverage, you must choose the period of time that you believe it would take your business to become 100% functional and back to pre-loss revenue. This endorsement provides peace of mind in an otherwise unexpected stressful event. ‘The Extended Period of Indemnification Endorsement provides an insured with an otherwise uncollectible reimbursement; that cannot only help a business return to prosperity, but could be decisive to the company’s very survival.’
For more about this topic, read our Adjusting Today issue “The Extended Period of Indemnity Endorsement.”
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