Welcome to Adjusters International

Founded in 1985, Adjusters International (AI) is a national leader in public insurance adjusting. We are proud to have more senior and certified public adjusters than any other organization of our kind. AI works exclusively for the policyholder to ensure maximum results from first-party property insurance and FEMA disaster recovery claims. Our singular focus is our clients' financial recovery in the aftermath of a devastating property loss.

Adjusters International has the experience, expertise, and resources to thoroughly investigate your loss; accurately prepare, document and submit your claim; and get a full, fair and timely settlement.

Our regional offices are located in:


Our Leadership

Patrick-Bickford

Patrick W. Bickford, SPPA
Golden, Colorado

President & CEO of AI-Colorado, Inc., a Founder and Director of AI, and a public adjuster with more than 35 years of experience in commercial & government property loss adjustment.

Jim-Beneke

Jim Beneke, SPPA
Austin, Texas

A founding member of Adjusters International and third-generation public adjuster with 36 years of experience, primarily in commercial & multi-family property insurance claims.

Luis-Esteves-Jr

Luis Esteves
Dallas, Texas

Regional Director with 20 years of experience beginning in the construction industry and currently as a public adjuster.

Bruce-Kabat

Bruce Kabat
Golden, Colorado

Chief Operating Officer of AI-Colorado, Inc. with more than 12 years of experience as a public adjuster.

 

 

 

 

 

 

Featured
News

Resources for Those Affected by the Oklahoma Tornadoes

With a 52-twister outbreak hitting the Midwest and plains this week, many residents are in need of assistance. We have compiled some resources that may be helpful for ...

With a 52-twister outbreak hitting the Midwest and plains this week, many residents are in need of assistance. We have compiled some resources that may be helpful for Oklahoma residents:

American Red Cross

Federal Emergency Management Agency (FEMA)

  • http://www.fema.gov/states/oklahoma
  • FEMA offers a variety of survivor assistance and response resources including tools for applying for financial assistance and information on mitigating damage.

Oklahoma Department of Emergency Management

  • http://www.ok.gov/OEM/
  • The official emergency management site for the state of Oklahoma offers specific instructions to Oklahoma residents including weather safety checklists, weather safety alerts and official declarations from state regarding extreme weather events.

Tornado Project Online

As the recovery efforts begin, many home and business owners will be faced with the daunting and time-consuming task of filing insurance claims. It is your responsibility as the policyholder to make sure that the insurance company has all the information and evidence to support the extent of the damage to your home or business.

“We always hope that tornadoes will not affect our family members, friends and neighbors but unfortunately, these violent storms can be very unpredictable and destructive,” said Gross. “Our experts are here to guide you through your tornado insurance claim so please don’t feel that you need to take this on alone.”

For further reading, visit:

For assistance with your property insurance claims, call 800.382.2468 or visit our local websites at www.globemwai.com or www.ai-colorado.com.

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Featured
Article

How to Prepare For Tornado-Related Claims

You may know how to prepare for tornadoes but do you know how to prepare for tornado-related insurance claims? April showers bring May tornadoes? Tornado season has arrived. ...

TornadoYou may know how to prepare for tornadoes but do you know how to prepare for tornado-related insurance claims?

April showers bring May tornadoes? Tornado season has arrived. According to 2014 statistics from NOAA’s National Weather Service there were 20 tornadoes in March, 129 in April and 130 in May.

For most families, having a plan to get to safety is the main priority during this dangerous season and with good reason as many of these storms also end in tragedy. But once your family has created an evacuation plan (Ready.gov has excellent tools to help with this), and prepared for all of the safety and health issues that may arise, then it’s time to start thinking about protecting your property.

Tornadoes can be extremely costly as far as insurance claims go. “In 2013 insured losses from U.S. tornadoes/thunderstorms totaled $10.3 billion, down from $15 billion in 2012,” according to the Insurance Information Institute. How can homeowners ensure that they will be covered if a tornado touches down? And what should do if their property is damaged?

“Strong heavy winds and tornadoes can cause considerable damage even to the most well-constructed buildings. The fact is that many structures will not survive this type of storm and the owners will need to repair or rebuild what is left,” said Carl Gross, Vice President, Chief Administrative Officer and Shareholder of Globe Midwest/Adjusters International, which is based in Southfield, Michigan.

Gross notes that the time immediately following extreme property damage is always very stressful for families so he advises them to do as much pre-event preparation as possible including the following:

- Take photos of each room in your house and upload them to a cloud server that won’t be damaged in the event of extreme weather

- Make sure that you have copies of your insurance policies scanned and saved online or paper copies stored in water and fireproof containers

- Check with your insurance agent to confirm that your policy includes tornado coverage and that you fully understand any exclusions for flooding, water damage, etc.

- Have enough money saved to cover your deductible and other emergency expenses that may arise such as hotel rooms, dining and travel (many of which may be reimbursed later by your insurance carrier)

After a property loss occurs, homeowners will need to work through a complicated insurance claims process in order to get their properties repaired or rebuilt. Bruce Kabat, Chief Operating Officer of Adjusters International Colorado, says that due to the multiple causes of property damage involved with tornadoes – for example, high winds, hail and flooding almost always accompany these storms – filing claims can be incredibly challenging for most policyholders to handle on their own. Hiring an expert to guide them through the process can make the process much more manageable.

“Public adjusters are insurance experts who are trained in how to spot and document not just the obvious damage from the winds, but the more subtle damage caused by hail, to fully validate the true extent of your loss. From the initial appraisal to the final negotiations, our adjusters will manage the entire claims process, to help you secure a full and fair settlement,” said Kabat.

Kabat also offers the following tips to homeowners whose property is damaged by tornadoes:

- Heed all safety warnings by your local law enforcement officials as safety should always be your first priority

- Call your insurance carrier right away to begin the claims process since they will likely be inundated with calls immediately after the storm

- Save all receipts for expenses related to the weather event as these may be reimbursable under your policy

- Take pictures of all damaged property if it is safe to do so

- Understand your duty per the policy to protect your property from further damage — this could include tarping portions of your structure, and moving personal property away from the loss site to a secure location

- Hire a public adjuster at the beginning of the process in order to make it as easy on you as possible

“We always hope that tornadoes will not affect our family members, friends and neighbors but unfortunately, these violent storms can be very unpredictable and destructive,” said Gross. “Our experts are here to guide you through your tornado insurance claim so please don’t feel that you need to take this on alone.”

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