Welcome to Adjusters International

Founded in 1985, Adjusters International (AI) is a national leader in public insurance adjusting. We are proud to have more senior and certified public adjusters than any other organization of our kind. AI works exclusively for the policyholder to ensure maximum results from first-party property insurance and FEMA disaster recovery claims. Our singular focus is our clients' financial recovery in the aftermath of a devastating property loss.

Adjusters International has the experience, expertise, and resources to thoroughly investigate your loss; accurately prepare, document and submit your claim; and get a full, fair and timely settlement.

Our regional offices are located in:


Our Leadership

Patrick-Bickford

Patrick W. Bickford, SPPA
Golden, Colorado

President & CEO of AI-Colorado, Inc., a Founder and Director of AI, and a public adjuster with more than 35 years of experience in commercial & government property loss adjustment.

Jim-Beneke

Jim Beneke, SPPA
Austin, Texas

A founding member of Adjusters International and third-generation public adjuster with 36 years of experience, primarily in commercial & multi-family property insurance claims.

Luis-Esteves-Jr

Luis Esteves
Dallas, Texas

Regional Director with 20 years of experience beginning in the construction industry and currently as a public adjuster.

Bruce-Kabat

Bruce Kabat
Golden, Colorado

Chief Operating Officer of AI-Colorado, Inc. with more than 12 years of experience as a public adjuster.

 

 

 

 

 

 

Featured
News

In Memory of Hal Arnold

In the spirit of Thanksgiving, many of us are thankful for the memories we’ll forever have of a true professional named Hal Arnold. For those who had the ...

In the spirit of Thanksgiving, many of us are thankful for the memories we’ll forever have of a true professional named Hal Arnold. For those who had the privilege to work with Hal or know him on any level, you might agree that he was cut from a different cloth. He was in our humble opinion a model citizen for all that is good about the profession of public adjusting. Hal was knowledgeable, kind, humorous, skilled, and conducted his business like a true gentleman.

Hal Arnold and Scott DavidsonA former colleague once told me that in this business of representing policyholders, “Every day when I wake up I feel like I am going to get into a fight…although I just don’t know who it will be with.” Hal Arnold, for three decades, fought the good fight of advocating for policyholders. He did this with class, grace, and tremendous experience. He worked tirelessly to help his clients and did so with a caring and thoughtful approach. Hal was a rare breed because he always went above and beyond, consistently doing the little things the right way. Regardless of the size of the claim or the challenges they faced, Hal provided his clients the effort and respect that all policyholders deserve.

Hal also shared the following sage advice. He believed there are three types of adjusters that handle claims:

  • There is the adjuster that makes things happen;
  • There is the adjuster that waits for things to happen; and
  • There are the adjusters that often wonder what just happened!

Our friend and colleague, Mr. Hal Arnold, lost his life due to a tragic accidental fall this past weekend. Words cannot describe our sadness for this loss. Our hearts go out to his lovely wife, his children, grandchildren…and policyholders everywhere that he never had the chance to help.

Hal, you will forever be missed.

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Featured
Article

Suffered damage to your home? Tips to help inventory your possessions.

When a disaster strikes your home, there is little time to waste before you start the recovery process. Before you can file your insurance claim, you must fully ...

When a disaster strikes your home, there is little time to waste before you start the recovery process. Before you can file your insurance claim, you must fully document and inventory all of your damaged belongings. Very few people have ever prepared a current inventory list, or videotaped their belongings, before a loss. And, as result, they are left to rely on memory. In this case, there are several things you can do to help track your personal belongings and prove to your insurance company that the claimed items were purchased, owned and lost/stolen/damaged:

  1. Track down any saved receipts and electronic receipts, cancelled checks, as well as bank and credit card statements
    • This will be helpful in proving to the insurance provider that the items claimed were rightfully purchased and the date purchased to help assess the quality of the item.
  2. Look through photographs and videos taken in your home
    • Gather old photographs or home videos of your home, and ask friends and relatives to as well. Look for items in the background of these images to help complete your catalog.
  3. Seek out owner’s manuals and product accessories
    • Owner’s manuals and accessories may help to jog your memory — especially of electronic equipment and major appliances. This can also help with proof of purchase.
  4. Make a list of the items you clearly remember owning
    • Make a list from memory of anything and everything that was in the house when it was damaged.
  5. Check manufacturers’ websites
    • Get estimates off of manufacturers’ websites to see if they can help determine retail value of a comparable item.
  6. Hire a professional inventory specialist
    • These specialists are experienced with sifting through damaged items after a fire, and know the right questions to ask and the right things to look for in putting together a more complete home inventory.

As the old saying goes, “Hindsight is always 20/20.” While the best thing to do is to prepare beforehand, making sure to keep a home inventory that is up-to-date, rarely does the average homeowner know to prepare for the worst. Relying on memory only to recreate a comprehensive list of belongings greatly lowers the chance that you will collect your full insurance benefits. But, by following the recommendations above and considering enlisting the assistance of a professional, you may increase your chances of getting a more equitable settlement.

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